Finance, Risk & Compliance

Capital working harder. Regulators satisfied. Boards confident

THE PERSPECTIVE

In Insurance financial discipline is a competitive weapon

We help CFOs, CROs and boards strengthen capital efficiency, treasury operations, regulatory compliance and pricing — with advisors who have sat in those seats, not observed them. From loss fund optimization to solvency reporting to actuarial support, our work turns finance and risk functions from a cost of doing business into a source of advantage.

Financial problems in insurance rarely announce themselves as one big failure. They accumulate quietly - and by the time they reach the board pack, they look like this:

THE CHALLENGES WE SOLVE

i. Capital trapped in inefficient structures and oversized loss funds.

ii. Premium credit control that leaks cash and ages debt.

iii. Regulatory reporting absorbing senior time without building confidence.

iv. Risk frameworks that exist on paper but not in decisions.

v. Pricing and reserving decisions made without the actuarial depth they deserve.

HOW WE HELP

Finance & Treasury Advisory

Premium Collection & Credit Control

Loss Fund Optimization

CFO-level guidance on cash flow, capital and liquidity management, treasury operations, and finance function performance — tailored to how insurance businesses actually earn and hold money.

Credit control processes that accelerate cash receipts, cut aged debt, and improve payment performance across broker and delegated authority chains.

Right-sizing loss funds and claims reserves — particularly across delegated authority arrangements — so claims are always funded without capital sitting idle.

From capital to compliance

Risk & Regulatory Compliance

Actuarial & Pricing Support

Solvency and regulatory reporting, licensing, compliance framework design and remediation, enterprise risk management, and preparation for regulatory engagement and review.

Actuarial analysis for pricing, reserving and capital modelling, plus product development support — the technical depth behind confident underwriting and financial decisions.

WHY RD ADVISORY GROUP

Direct experience of Lloyd's and company market regulation on both sides of the table. And because our bench spans operations and technology too, we fix the process and data problems that sit underneath most finance problems.